We develop custom, goals-based financial planning strategies that focus on retirement, philanthropic and wealth transfer planning, as well as insurance needs. From portfolio management to wealth preservation strategies, our services are designed to foster cohesion throughout your financial life.
We design retirement strategies that are driven by how you define retirement. We work with you to customize your lifestyle and legacy goals, and analyze how your current financial situation impacts the probability of realizing these aspirations. With an emphasis on income distribution needs, risk mitigation and tax management, we help you plan for the retirement you envision.
You’ve worked hard and saved for your retirement – now what?
How much can you spend….which assets should you spend first….when should you start taking Social Security – these are some of the many decisions that you face in retirement. Working with you, we answer these questions and develop a process that enables you to enjoy the retirement you envision without worrying about how to pay for it.
Your financial decisions can have short and long term tax implications that can negatively impact your ability to fund your legacy. Our team focuses on creating tax-efficient investment and wealth management strategies that help you maximize what you keep. Additionally, we work with you and your tax professional to create solutions that help minimize your tax liability, including deferred income, proactive management of income and capital gains, and optimization of tax-advantaged investments.
We work with clients, their families, estate planning specialists and other trusted advisors to create wealth transfer strategies designed to preserve your legacy and family values. With a focus on tax minimization and philanthropic desires, our solutions include establishing trusts and trusteed IRAs, charitable giving strategies, donor-advised funds, and private foundations.
Additionally, we help you educate the next generation on financial and investment best practice.
The goal of structured giving is to help you coordinate your charitable giving in a manner that benefits you, your family, and charity(s) of your choice. Integrating your giving with your financial plan allows your gift to help both your community and create potential financial benefits for you.
EnVision partners with you to help you fulfill your fiduciary duty as a plan sponsor, support plan due diligence efforts, and provide ongoing plan assessment to help ensure regulatory compliance.